How Does It Work?

1. The group (employer, sponsor, association, charity, or other group) decides which benefits and programs they desire to offer.

2. BuckCard (the company) activates a website to display the benefits and programs.

3. Participants read about and watch videos about each benefit and program. Often, these benefits are combined into a "package" to make selecting benefits that make sense, a little easier. Many groups will offer 2-5 different packages. Other groups will allow purchasers to simply buy individual benefits.

4. Just like a shopping cart at websites like Amazon.com, purchasers select what they want to buy. They provide their name and mailing address. They select the payment method, which can be payroll deduction, by credit card, or by automatic checking account deduction. Payments are low monthly amounts that, in almost all cases, provide the benefit for all family members at the same price.

5. A membership kit is mailed to the cardholder’s home. The kit includes a BuckCard and a booklet describing how to use the discount benefits, programs, services and discounts purchased or included with any package. The BuckCard is a personalized card that lists the benefits selected along with the toll free number to each benefit company. Some discount benefits have a few more steps that the cardholder must take, such as providing medical history information to the medical doctor, or providing a Social Security number to LifeLock® to use to monitor credit reports.

6. Participating providers, such as dentists, vision care offices and pharmacy can be found by using the online directory, accessed through a website.

7. Toll free customer service is available to locate a provider, or obtain replacement cards (for a nominal fee). Detailed benefit information is obtained directly from the provider, such as LifeLock® or Health Advocate® by calling the toll-free number in the membership kit or the actual BuckCard.